Professional Liability Insurance. What Is It?
Think of Professional Liability Insurance (also called Errors & Omissions Insurance) as the policy for people who make a living off their expertise. Whereas General Liability Insurance covers mishaps that can happen to any business owner, Professional Liability Insurance addresses the unique lawsuits experts may face.
The two policies complement each other to provide a broad spectrum of coverage for small businesses.
Who counts as an expert? Doctors, lawyers, IT consultants, architects, engineers, and others.
If your business relies on your expertise, you’re expected to have extensive training in your field. Your work must meet standards set by your state, industry, or client contracts. Fail to meet these standards, and you could wind up in court.
Professional Liability Insurance can help pay for lawsuits when clients accuse your business of:
Visit any one of our locations in California for your insurance needs, talk to one of our a friendly representatives and they will be able to assist you in finding the right professional insurance policy. You can also call us for a free quote and get insured over the phone (714) 242-4217.
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